Terms of service

Welcome to DD Pawn Loans Attachment.tiff . By accessing our website, purchasing products, obtaining loans, or using any services provided by DD Pawn Loans (“Company,” “we,” “our,” or “us”), you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our services.

1. Acceptance of Terms

By using this website or conducting business with DD Pawn Loans, you acknowledge that you have read, understood, and agreed to these Terms of Service, our Return Policy, and all applicable laws and regulations.

If you do not agree with these terms, you should not use our services or website.

2. Eligibility

By using our services, you confirm that:

You are at least 18 years old
You have the legal authority to enter into binding agreements
Any information provided to us is accurate and truthful
You are the lawful owner or authorized user of any item sold, pawned, or pledged as collateral

3. Products & Services

DD Pawn Loans provides services including but not limited to:

Collateral-based loans
Jewelry, gold, and luxury item purchases
Retail sales of jewelry, watches, electronics, and collectibles
Precious metal testing and evaluations

All product descriptions, pricing, and availability are subject to change without notice.

4. Final Sale Policy

All purchases made through DD Pawn Loans are sold AS-IS and are considered FINAL SALE.

We do not offer:

Refunds
Returns
Exchanges
Store credits

Customers are responsible for reviewing all merchandise prior to purchase.

5. Loan & Collateral Agreements

Collateral loans are subject to separate written agreements signed at the time of transaction. Failure to repay loans within the agreed terms may result in forfeiture and resale of collateral as permitted by law.

Interest rates, fees, repayment periods, and related terms are governed by applicable laws and signed transaction documents.

6. Website Use

You agree not to:

Use the website for unlawful purposes
Attempt to interfere with website security or operations
Submit false or misleading information
Copy, distribute, or exploit website content without written permission

We reserve the right to terminate or restrict access to our website at any time without notice.

7. Pricing & Errors

While we strive for accuracy, DD Pawn Loans does not guarantee that all pricing, descriptions, images, or product information are error-free.

We reserve the right to:

Correct errors or inaccuracies
Cancel orders due to pricing mistakes
Refuse or cancel suspicious transactions

8. Intellectual Property

All website content including logos, branding, graphics, text, photos, videos, and designs are the property of DD Pawn Loans and may not be reproduced, copied, or used without written permission.

9. Limitation of Liability

To the fullest extent permitted by law, DD Pawn Loans shall not be liable for:

Indirect or consequential damages
Lost profits or business interruptions
Errors in product descriptions
Losses resulting from third-party services or payment providers
Delays, interruptions, or technical website issues

Use of our services and website is at your own risk.

10. Indemnification

You agree to indemnify and hold harmless DD Pawn Loans, its owners, employees, affiliates, and agents from any claims, liabilities, damages, or expenses arising from:

Your misuse of services
Violation of these Terms
Fraudulent or unlawful transactions
Disputes related to ownership of items sold or pledged

11. Privacy

Information submitted through our website or during transactions may be collected and used in accordance with our Privacy Policy and applicable laws.

12. Governing Law

These Terms of Service shall be governed by and interpreted under the laws of the State of Florida.

Any disputes arising from the use of our services shall be handled exclusively in the courts located in Florida.

13. Changes to Terms

DD Pawn Loans reserves the right to modify these Terms of Service at any time without prior notice. Continued use of our services constitutes acceptance of updated terms.